How Much Does It Cost to Start an LLC?
A clear breakdown of state fees, hidden costs, and how to launch smart—without overspending.
The real cost of starting an LLC
Filing an LLC can cost anywhere from $40 to $500+, depending on your state and how you go about it.
This guide breaks it all down—so you know exactly what you'll pay, what to avoid, and how to keep it lean without cutting corners.
This is the mandatory cost to officially register your LLC. You pay it directly to your Secretary of State when submitting your Articles of Organization.
| State | Filing Fee |
|---|---|
| Kentucky | $40 |
| California | $70 |
| Florida | $125 |
| Texas | $300 |
| Massachusetts | $500 |
Every LLC must list a Registered Agent—someone who can receive legal mail during business hours.
- Free (if you list yourself)
- $100–$150/year (if you use a service)
An EIN is your business’s tax ID. You need one to:
- Open a bank account
- File taxes
- Hire employees
- Free if you apply directly through the IRS
- $75–$200 if you get tricked by a third-party service
Most states don’t require an Operating Agreement—but most banks do.
- Free to $300 depending on where you get it
- $0 with Genie (single-member template included)
Some industries or cities require an extra business license to operate legally.
- Local business license
- Reseller’s permit
- Professional certification (like for contractors)
Opening a dedicated business checking account is essential for liability protection and tax separation.
- Free at some online banks (Novo, Bluevine)
- $10–$20/month at traditional banks (can often be waived)
- Your LLC formation approval
- EIN
- Operating Agreement
Here’s where the costs add up fast with typical filing services:
| Add-on | Average Price |
|---|---|
| Registered Agent | $150/year |
| EIN Service | $99 |
| Operating Agreement | $125 |
| “Compliance alerts” | $199/year |