OnlyFans Business Checklist – Everything You Need to Launch Legally
Don't miss a step. This comprehensive checklist covers everything OnlyFans creators need to set up their business legally and protect themselves.
Choose a Business Name
Your business name will be on all your legal documents and public records. Choose wisely.
What to Consider
- Professional and memorable
- Available in your state
- Not too similar to existing businesses
- Easy to spell and remember
Common Mistakes
- Using your real name (if you want privacy)
- Names that are too generic
- Not checking availability first
- Names that are hard to pronounce
Pro tip: Check your state's business name database to ensure your chosen name is available before filing.
Form Your LLC
This creates the legal foundation for your business and provides liability protection.
What You'll Need
- Business name (from step 1)
- Your personal information
- Business address
- Filing fee ($50-200)
How to File
- File directly with your state
- Or use a service like Genie
- Receive approval in 1-7 days
- Get your formation documents
Next step: Once your LLC is approved, you'll need an EIN. Get your EIN guide here.
Get Your EIN
An EIN is like a Social Security number for your business. It's free and protects your personal SSN.
Why You Need It
- Open business bank accounts
- Protect your personal SSN
- File business tax returns
- Apply for business credit
How to Apply
- Go to IRS website (free)
- Fill out online form (10 minutes)
- Receive EIN immediately
- Save the confirmation
Important: Only get your EIN from the official IRS website. Never pay for an EIN service.
Open a Business Bank Account
Keep your business and personal finances completely separate. This is crucial for legal protection and tax purposes.
Required Documents
- LLC formation documents
- Your EIN (not SSN)
- Driver's license or passport
- Operating agreement
What to Look For
- Low or no monthly fees
- Online banking and mobile app
- Good customer service
- Experience with small businesses
Pro tip: Use this account for ALL business income and expenses. Never mix personal and business finances.
Consider a Registered Agent
A registered agent receives legal documents on behalf of your LLC. This is especially important for privacy.
Privacy Benefits
- Your home address stays private
- Legal documents go to agent
- Professional business address
- Compliance monitoring
Cost and Options
- Professional service: $50-150/year
- Be your own agent: Free
- Family/friend: Free
- Your address becomes public if you're your own agent
Recommendation: If you want privacy, use a professional registered agent service. Learn more about privacy protection.
Track Income and Taxes
Proper record-keeping is essential for tax compliance and business success.
What to Track
- All business income
- Business expenses
- Equipment and software costs
- Home office expenses
Tax Deadlines
- Quarterly estimated taxes (April, June, September, January)
- Annual tax return (April 15)
- LLC annual report (varies by state)
- Keep records for 3-7 years
Pro tip: Use accounting software like QuickBooks or Wave to track everything automatically.
Complete Your OnlyFans Business Setup
These guides will help you complete each step of the checklist:
Should You Start an LLC?
Learn if an LLC makes sense for your OnlyFans business
Get Your EIN
Step-by-step guide to getting your EIN for free
Protect Your Identity
Keep your real name and address private
LLC vs Sole Proprietorship
Which business structure is safer for creators?