How to Start an LLC as a Freelancer in 2025

A simple step-by-step guide for freelancers to start an LLC, from choosing a name to filing and getting your EIN.

What You Need Before You File

Essential Information

  • • Your full legal name and address
  • • Business name (with 2-3 backup options)
  • • Business purpose/description
  • • State where you'll form the LLC
  • • Payment method for filing fees

Time Investment

  • • Research and name selection: 1-2 hours
  • • Filing Articles of Organization: 15 minutes
  • • Getting EIN: 5 minutes
  • • Setting up business bank account: 1-2 hours
  • • Creating operating agreement: 30 minutes

Step-by-Step: Pick State, Register Name, File Articles

1

Choose Your State

For most freelancers, form your LLC in the state where you live and work. This avoids the complexity and cost of foreign LLC registration.

Pro Tip

Only consider forming in Delaware or Nevada if you have specific tax or legal reasons. For freelancers, your home state is almost always the best choice.

2

Check Name Availability

Search your state's business name database to ensure your chosen name is available. Most states require "LLC" or "Limited Liability Company" in the name.

  • • Check for exact matches and similar names
  • • Avoid names that could be confused with existing businesses
  • • Have 2-3 backup options ready
3

File Articles of Organization

This is the official document that creates your LLC. You'll need to provide basic information about your business and pay the filing fee.

Required Information:

  • • LLC name and address
  • • Member names and addresses
  • • Registered agent information
  • • Business purpose

Filing Fees:

  • • Most states: $100-200
  • • California: $70
  • • Texas: $300
  • • New York: $200

Get Your EIN and Set Up Business Bank Account

Employer Identification Number (EIN)

Your EIN is like a Social Security number for your business. It's required for opening a business bank account and filing taxes.

Free to obtain from IRS.gov
Takes about 5 minutes online
Available immediately

Business Bank Account

Separate your business and personal finances. This is crucial for maintaining liability protection and simplifying accounting.

Bring your EIN and LLC documents
Consider online banks for lower fees
Set up business credit card

Operating Agreement and Tax Tips

Operating Agreement

While not legally required in most states, an operating agreement is highly recommended. It helps maintain liability protection and provides clarity on business structure.

  • • Defines ownership percentages
  • • Outlines management structure
  • • Establishes voting procedures
  • • Protects liability protection
  • • Required for some banks and investors

Tax Considerations

LLCs offer tax flexibility. By default, single-member LLCs are taxed as sole proprietorships, but you can elect different tax treatment.

  • • Pass-through taxation (default)
  • • Potential S-Corp election for savings
  • • Business expense deductions
  • • Quarterly estimated tax payments
  • • Separate business and personal expenses

How Start With Genie Simplifies the Entire Process

Step-by-Step Guidance

We walk you through every step with clear instructions, checklists, and state-specific requirements. No guesswork, no confusion.

All Documents Included

Get your operating agreement, EIN application guide, and all necessary forms. Everything you need in one place.

Flat $49 Rate

No hidden fees, no upsells, no surprise charges. Just $49 for everything you need to form your LLC properly.

See our detailed cost breakdown to understand how we compare to LegalZoom and other services.

Ready to Start Your Freelancer LLC?

Get everything you need to form your LLC in under 15 minutes. Step-by-step guidance, all documents included, and no hidden fees.

Register Your LLC Today for $49

Cheaper, faster, and simpler than LegalZoom or ZenBusiness.

Full refund if it doesn't save you time and money.